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Medicare Savings Program

"Medicare & You 2025" handbook, U.S. government Medicare guide with an American flag.

Do You Need Help Paying for Medicare Costs?

Get a FREE, one-hour consultation—in person, on the phone, or virtually with your computer or tablet— with a registered Medicare Counselor near you to find out if you qualify for a Medicare Savings Program

What is a Medicare Savings Program?

Medicare Savings Programs (MSPs) are special programs created for Medicare beneficiaries to help with cost sharing. MSP may pay for all Medicare cost-sharing, including the Part A and Part B premiums and related deductibles. Eligibility is based on your monthly income. 

If you are enrolled in Medicare or soon will be eligible and are on a fixed income, you could qualify for financial assistance with the high cost of your health care. 

If you find the options confusing, your local HICAP counselor can help you and answer your questions. 

HICAP stands for Health Insurance Counseling & Advocacy Program. They offer free, one-on-one Medicare counseling. HICAP counselors do not sell, recommend or endorse any insurance product, agent, insurance company or health plan. 

Call your local HICAP counselors today!

If you live in El Dorado, Nevada, Placer, Sacramento, San Joaquin, Sierra, Sutter, Yolo, or Yuba counties, call HICAP of Northern California.

Call them at 1(800) 434-0222 or visit www.hicapservices.net for more information or to make an appointment with a counselor.

 

HICAP is a program of Legal Services of Northern California and is administered through the California Department of Aging.